Chicago Tax Smart Program - Income tax credit for first time home buyers. 40-year-olds, encourage your parents to consider a Reverse Mortgage to pay off their present mortgage and free up cash for spending. Turn your ARM program into a fixed rate while rates are low. Sunday 10am-2pm. Florida calls direct: (800) 568-5118.
Nationwide quoted interest rates are for Loan Amounts of approximately $400,000 and may vary from state to state. Licensed by many state banking departments. The rates below are for Illinois only.
Current Rates as of 07/19/2008
Program | Rate % | Discount Points | APR % |
Down Payment % | Lock Days | Payment | ||
| 30 Yr Fixed | 6.125 | 0 | 6.34 | 5 | 30 | $607.61 | ||
| 30 Yr Fixed | 0 | 1 | 0 | 5 | 30 | $0.00 | ||
| 15 Yr Fixed | 5.625 | 0 | 5.84 | 5 | 30 | $823.73 | ||
| 10 Yr Fixed | 5.5 | 0 | 5.74 | 5 | 30 | $1,085.26 | ||
| 30 Yr Fixed Jumbo | 7 | 0 | 7.12 | 5 | 30 | $665.30 | ||
| 15 Yr Fixed Jumbo | 6.75 | 0 | 6.875 | 5 | 30 | $648.60 | ||
| 1 Yr Adj Treasury | 8.125 | 0 | 8.27 | 5 | 30 | $742.50 | ||
| 3/1 Yr Adj | 5.75 | 0 | 5.84 | 5 | 30 | $583.57 | ||
| 5/1 Yr Adj | 6 | 0 | 6.12 | 5 | 30 | $599.55 | ||
| 7/1 Yr Adj | 6.25 | 0 | 5.96 | 5 | 30 | $615.72 | ||
| 10/1 Yr Adj | 6.25 | 0 | 6.34 | 5 | 30 | $615.72 | ||
| 1 Yr Adj Jumbo | 7.625 | 0 | 7.80 | 5 | 30 | $707.79 | ||
| 3/1 Yr Adj Jumbo | 6.25 | 0 | 6.375 | 5 | 30 | $615.72 | ||
| 5/1 Yr Adj Jumbo | 6.375 | 0 | 6.45 | 5 | 30 | $623.87 | ||
| 7/1 Yr Adj Jumbo | 6.5 | 0 | 6.64 | 5 | 30 | $632.07 | ||
| 10/1 Yr Adj Jumbo | 6.75 | 0 | 6.81 | 5 | 30 | $648.60 | ||