Chicago Tax Smart Program - Income tax credit for first time home buyers. 40-year-olds, encourage your parents to consider a Reverse Mortgage to pay off their present mortgage and free up cash for spending. Turn your ARM program into a fixed rate while rates are low. Sunday 10am-2pm. Florida calls direct: (800) 568-5118.
Nationwide quoted interest rates are for Loan Amounts of approximately $400,000 and may vary from state to state. Licensed by many state banking departments. The rates below are for Illinois only.
Current Rates as of 07/31/2010
Program | Rate % | Discount Points | APR % |
Down Payment % | Lock Days | Payment | ||
| 30 Yr Fixed | 4.375 | 0 | 4.49 | 5 | 30 | $499.29 | ||
| 30 Yr Fixed | 4.25 | 1 | 4.39 | 5 | 30 | $491.94 | ||
| 15 Yr Fixed | 3.875 | 0 | 3.99 | 5 | 30 | $733.44 | ||
| 10 Yr Fixed | 3.875 | 0 | 3.99 | 5 | 30 | $1,006.52 | ||
| 30 Yr Fixed Jumbo | 6.25 | 0 | 6.36 | 20 | 30 | $615.72 | ||
| 15 Yr Fixed Jumbo | 5.75 | 0 | 5.84 | 20 | 30 | $583.57 | ||
| 1 Yr Adj Treasury | 7.125 | 0 | 8.27 | 5 | 30 | $673.72 | ||
| 3/1 Yr Adj | 3.125 | 0 | 3.89 | 5 | 30 | $428.38 | ||
| 5/1 Yr Adj | 3.25 | 0 | 3.34 | 5 | 30 | $435.21 | ||
| 7/1 Yr Adj | 3.875 | 0 | 3.99 | 5 | 30 | $470.24 | ||
| 10/1 Yr Adj | 4.987 | 0 | 5.34 | 5 | 30 | $536.03 | ||
| 1 Yr Adj Jumbo | 7.5 | 0 | 7.72 | 5 | 30 | $699.21 | ||
| 3/1 Yr Adj Jumbo | 3 | 0 | 3.99 | 5 | 30 | $421.60 | ||
| 5/1 Yr Adj Jumbo | 3.875 | 0 | 3.99 | 5 | 30 | $470.24 | ||
| 7/1 Yr Adj Jumbo | 4.375 | 0 | 4.45 | 5 | 30 | $499.29 | ||
| 10/1 Yr Adj Jumbo | 5.625 | 0 | 5.71 | 5 | 30 | $575.66 | ||