Chicago Tax Smart Program - Income tax credit for first time home buyers. 40-year-olds, encourage your parents to consider a Reverse Mortgage to pay off their present mortgage and free up cash for spending. Turn your ARM program into a fixed rate while rates are low. Sunday 10am-2pm. Florida calls direct: (800) 568-5118.
Nationwide quoted interest rates are for Loan Amounts of approximately $400,000 and may vary from state to state. Licensed by many state banking departments. The rates below are for Illinois only.
Current Rates as of 07/03/2009
Program | Rate % | Discount Points | APR % |
Down Payment % | Lock Days | Payment | ||
| 30 Yr Fixed | 5.25 | 0 | 5.34 | 5 | 30 | $552.20 | ||
| 30 Yr Fixed | 5 | 1 | 5.34 | 5 | 30 | $536.82 | ||
| 15 Yr Fixed | 5 | 0 | 5.12 | 5 | 30 | $790.79 | ||
| 10 Yr Fixed | 5 | 0 | 5.12 | 5 | 30 | $1,060.66 | ||
| 30 Yr Fixed Jumbo | 6.5 | 0 | 6.67 | 5 | 30 | $632.07 | ||
| 15 Yr Fixed Jumbo | 6.25 | 0 | 6.37 | 5 | 30 | $615.72 | ||
| 1 Yr Adj Treasury | 7.125 | 0 | 8.27 | 5 | 30 | $673.72 | ||
| 3/1 Yr Adj | 4.625 | 0 | 5.74 | 5 | 30 | $514.14 | ||
| 5/1 Yr Adj | 4.75 | 0 | 5.88 | 5 | 30 | $521.65 | ||
| 7/1 Yr Adj | 4.875 | 0 | 4.99 | 5 | 30 | $529.21 | ||
| 10/1 Yr Adj | 6.25 | 0 | 6.34 | 5 | 30 | $615.72 | ||
| 1 Yr Adj Jumbo | 7.625 | 0 | 7.80 | 5 | 30 | $707.79 | ||
| 3/1 Yr Adj Jumbo | 6.125 | 0 | 6.275 | 5 | 30 | $607.61 | ||
| 5/1 Yr Adj Jumbo | 6.25 | 0 | 6.68 | 5 | 30 | $615.72 | ||
| 7/1 Yr Adj Jumbo | 6.375 | 0 | 6.4 | 5 | 30 | $623.87 | ||
| 10/1 Yr Adj Jumbo | 6.625 | 0 | 6.71 | 5 | 30 | $640.31 | ||