American Home Finance is capable of doing loans in all states including Alaska, Hawaii, and Puerto Rico. We offer a variety of loans to meet your needs. Listed below are just a few of the options available.
Loans with excellent credit but an unusual request, as follows:
- 3-4 unit building at 95% loan to value
- New condos where the Association has not yet been turned over to the owners
- 95% on a 7/23 or 5/25 balloon loan
- Programs that avoid PMI for 95% loan to values
- Long term locks for New Construction with an up front fee that is returned at closing.
- Cash out at 90% to pay off a divorced spouse
- 95% refinances
- Bankruptcy discharge of less than 2 years
- Rehab project on a 1-4 unit building
- Non-owner occupied condo jumbos
- 2nd home and co-ops
- 80% loan to value on up to $1,000,000
- No income or no ratio loans for owner and non-owner occupied
- Lot loans and construction-end loans with only one closing
- Resident aliens with less than 2 years residency
- Less than two years of self employment
- Equity loans to 100%
- Apartment Building Loans at 80% loan to value on some programs.
- No Cost Loans at rates just above the daily rates being quoted.
This is but a sample list of services American Home Finance offers.
For more information about loans to meet your individual needs, call and talk to a loan officer at: