RESIDENTIAL MORTGAGES

  • If you are buying a home (Condo, SFH or 2-4 Unit), we can generally get you a loan quickly and at the lowest rates available.
  • If your home mortgage is “upside down” we have programs to refinance you and help to get you back “right-side up”.
  • If your monthly payments are too high for your budget we can find a way to get you lower payments.

COMMERCIAL/BUSINESS LOANS

  • Loans for 5+ Unit Buildings at 75% LTV to $10,000,000
  • Commercial Properties
  • Construction Loans
  • Other non-residential loans are available

American Home Finance, Inc. also can help with these special types of loans:

  • Lava Zones II, III and IV Type Loans for Hawaii
  • 3-4 unit building at 95% loan to value
  • New condos where the Association has not yet been turned over to the owners
  • 95% on a 7/1 and 5/1 ARM
  • Programs that avoid PMI for 95% loan to values
  • Long term locks for New Construction with an up front fee that is returned at closing.
  • Cash out at 90% to pay off a divorced spouse
  • Bankruptcy discharge of less than 2 years
  • Rehab project on a 1-4 unit building
  • Non-owner occupied condo jumbos
  • 2nd home and co-ops
  • 80% loan to value on up to $1,000,000
  • No Income or No Ratio loans for non-owner occupied
  • Lot loans and construction-end loans with only one closing
  • Resident aliens with less than 2 years residency
  • Less than two years of self employment
  • Equity loans to 100%
  • Apartment Building Loans at 80% loan to value on some programs.
  • No Cost Loans at rates just above the daily rates being quoted.
  • Condo Hotels

For more information about specialized loans to meet your individual needs, call and talk to a Loan Officer at 800-440-1940.

We look forward to serving you!

At American Home Finance we always offer the Lowest Mortgage Rates on Home Loans and all your Mortgages and Finance needs! For the very Best Rates please visit us in Palatine, Illinois!